Welcome to Visionary Consulting

A symbol of hope in a financial sea

How it works....

What is credit repair?

The average indvidual has no idea how much their credit score is costing them. Most people think that having good credit gets you approved. What most people don't know is how much bad credit costs you every month.

  • A home mortage payment can cost you hundreds of dollars more each month
  • Affect your ability to rent a home or apartment
  • Subjecting you to higher interest rates on crdit cards.

Credit repair is about making sure the credit reporting agencies are reporting "fairly". It's about making sure that what's on your credit report even belongs there. It's about restoring your credit report to it's highest potential, legally. And finally, it's about making sure your credit report is optimized so it can produce the best possible credit score.

Credit repair doesn't have to be a hassle

Your time is valuable so are you prepaird to invest the time needed to repair your own credit. Do you even know where to start. So ask yourself the following questions:

What's Happening with Your Credit when your not looking

Your credit report is updated by your creditors and the credit reporting agencies. Requested are submitted by intenties who wish to see if you qualify for new credit. This constant activity happens all the time sometimes even without your knowledge as you go about your daily life.

Knowlage is power, and we want to help you take control of things

With credit report repair, it allows you take inventory of all the actions that have taken place on YOUR credit. Until the 70s people actually had no rights regarding their own credit report. Access to your credit history wasn't available and you had no right to address wrongfully reported information. This is why the Fair Credit Reporting Act (FCRA) was enacted into law. Among other protections, it gives you many important rights when it comes to your credit report. Because of the FCRA and other consumer protection laws, we now have the ability to:

  • Check out your credit
  • Correct what we see as unfairly reported,
  • Improve items that are hurting your score
  • Get your credit in a much better place.

The case for credit repair is a strong. And no one's better armed to repair your credit and boost your credit score than Visionary Consulting.

What we can do

Life is hard enough without having to worry about your credit. Without proper education being handed down from education systems on how to manage your finances. Fuels the need to make sure everyone is aware of its importance and how it affects you and your children. Our team of consultants are passionate about guiding our clients through the successful path to peace of mind and freedom that good credit can bring. Our team can help you work to remove inaccurate items from your past.

Collections

When a creditor sells or transfers an unpaid debt to a collection agency, the account is considered to be in collections.

Learn More

Charge-offs

A charge-off means a company has written off a debt because it does not believe it will receive the money that it’s owed. A delinquent borrower is still responsible for paying debt that is a charge-off.

Learn More

Repossessions

Repossession is when a lender or creditor takes back an asset that was used as collateral for a loan or line of credit after the borrower defaults on their payments.

Learn More

Hard inquiries

Hard inquiries show up on your credit reports for up to two years and can affect your credit score.

Learn More

Late payments

Cumque et suscipit saepe. Est maiores autem enim facilis ut aut ipsam corporis aut. Sed animi at autem alias eius labore.

Learn More

Bankruptcies

Bankruptcy is a legal process that allows people or businesses to get relief from their debts when they are unable to pay the

Learn More

Foreclosures

Foreclosure is a legal process that allows lenders to recover the amount owed on a defaulted loan by taking ownership of and selling the mortgaged property

Learn More

Evictions

An eviction is when a landlord removes a tenant from a rental property. The eviction process is regulated by local, state, and federal laws, as well as common law and court procedures.

Learn More

Pricing

Consultation Plan

Unsure where to start, lets talk and figure out a good starting point.

$29 / per 30 min session

Schedule Consultation

Let's get it done Plan

Do you need a top down overview of things, having more than a couple derogatory items. Then start here.

$800 / up to 10 derogatory items

Schedule Consultation

Requires a consultation sessions first

Frequently Asked Questions

How long does credit repair take?

There’s no way to predict in advance how long it will take to repair your credit, as every credit situation is different.

Can I repair my credit on my own?

YepThe quick answer is "Yes". You just need to start the process of contacting the bureaus and your creditors to address any errors on your credit. That being said, this process is time consuming and confusing. Working with a reputable credit repair company like Visionary Consulting thes the hassle out of it

Is credit repair legal?

Of course. You have a right to a fair, accurate and substantiated credit profile. Credit repair is simply one of the ways to help you get there.

What can be removed from my credit report?

Anything inaccurate, unfair or unverified can be challenged with the bureaus and your creditors. This includes collections, late payments, charge-offs, liens, bankruptcies, repossessions and more.

How long do negative items stay on my credit report?

Most negative items will fall off of your report after seven years, though it could take as long as 10. If you’d rather not wait that long, credit repair is a great alternative.

When will begin to see results?

Credit bureaus have 30 days to process disputes, you will see initial results in a month. On an ongoing basis, you will see results each month you are in the program

Testimonials

Necessitatibus eius consequatur ex aliquid fuga eum quidem sint consectetur velit

Proin iaculis purus consequat sem cure digni ssim donec porttitora entum suscipit rhoncus. Accusantium quam, ultricies eget id, aliquam eget nibh et. Maecen aliquam, risus at semper.

Saul Goodman

Ceo & Founder

Export tempor illum tamen malis malis eram quae irure esse labore quem cillum quid cillum eram malis quorum velit fore eram velit sunt aliqua noster fugiat irure amet legam anim culpa.

Sara Wilsson

Designer

Enim nisi quem export duis labore cillum quae magna enim sint quorum nulla quem veniam duis minim tempor labore quem eram duis noster aute amet eram fore quis sint minim.

Jena Karlis

Store Owner

Fugiat enim eram quae cillum dolore dolor amet nulla culpa multos export minim fugiat minim velit minim dolor enim duis veniam ipsum anim magna sunt elit fore quem dolore labore illum veniam.

Matt Brandon

Freelancer

Quis quorum aliqua sint quem legam fore sunt eram irure aliqua veniam tempor noster veniam enim culpa labore duis sunt culpa nulla illum cillum fugiat legam esse veniam culpa fore nisi cillum quid.

John Larson

Entrepreneur